Seller Net Sheet Calculator

Estimate a seller's net proceeds after commission, transfer tax, title costs and mortgage payoff across six jurisdictions with statutory transfer-tax engines.

US Commission
5.5%
Typical resale
US Transfer Tax
0.1–1.3%
State and county
Title & Escrow
$8k–$12k
Typical resale

Formula & Statutory Rule

Formula
net_proceeds = sale_price − commission − transfer_tax − title − payoff
Statutory Rule
transfer_tax = tiered(sale_price, state_brackets)

Regional Benchmark Reference

US state transfer tax rates
Jurisdiction / TierRate or LimitStatutory Note
Florida0.70%Doc stamps
New York0.40%State
California0.11%County

Frequently Asked Questions

What is a seller net sheet?

It is an itemised estimate of the cash a seller receives at closing after every deduction.

Which costs reduce my proceeds?

Agent commission, transfer tax, title and escrow fees, prorated property tax and any mortgage payoff.

Is transfer tax always a percentage?

No. Some states use flat rates, others tiered schedules, and a few charge no transfer tax at all.

Does this include capital gains tax?

No. The net sheet covers transaction costs; capital gains are handled by the exchange and boot engine.

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