Canada Property & Land Calculators
Ontario land transfer tax, Toronto MLTT, BC property transfer tax, Section 45 change-of-use, GST/HST new housing rebate, rental cap rate, laneway coverage and rural acreage calculators.
- Ontario LTT
- Up to 2.5%
- Tiered
- Toronto MLTT
- Double
- Municipal + provincial
- GST/HST Rebate
- Up to 36%
- New housing
Localized Calculators
Every CA calculator in the ParcelSizer registry, each running entirely in your browser with the jurisdiction's currency, units and statutory rules.
- Ontario Land Transfer Tax CalculatorCalculate Ontario land transfer tax on a residential purchase across the provincial tiers, with the first-time buyer rebate applied.
- Toronto MLTT & Closing Cost CalculatorCalculate Toronto's municipal land transfer tax alongside the Ontario provincial tax, and estimate total closing costs on a Toronto purchase.
- BC Property Transfer Tax CalculatorCalculate British Columbia property transfer tax across the PTT tiers, including the additional 2% and 3% brackets above $2 million and $3 million.
- Canada Section 45(2) Change-of-Use Tax CalculatorCompare the 50% and 66.67% capital gains inclusion rates and quantify the deferral benefit of a Section 45(2) change-of-use election.
- GST/HST New Housing Rebate CalculatorEstimate the GST/HST payable on a new home and the partial new housing rebate available below the price thresholds.
- Canada Rental Cap Rate CalculatorDerive the cap rate, net operating income and implied value of a Canadian rental property, with a NOI and cap-rate sensitivity matrix.
- Laneway House Lot Coverage CalculatorCheck laneway suite footprint against Toronto lot coverage, setback and height limits, including the as-of-right zoning provisions.
- Canada Rural Acreage & Perimeter CalculatorConvert rural Canadian parcel dimensions into acres, hectares and square metres, and calculate perimeter fencing quantities.
Statutory Tax Cheat-Sheet
The transfer-tax, stamp-duty or equivalent tiers and rates that apply in CA, as published in the current schedule.
Regional Benchmark Reference
| Jurisdiction / Tier | Rate or Limit | Statutory Note |
|---|---|---|
| ON up to $55k | 0.5% | First tier |
| ON $55k–$250k | 1.0% | Second |
| ON $250k–$400k | 1.5% | Third |
| ON $400k–$2m | 2.0% | Fourth |
| ON above $2m | 2.5% | Top |
Formula & Statutory Rule
ltt = tiered(price, [0.5%, 1%, 1.5%, 2%, 2.5%])
toronto_mltt = provincial_ltt (mirrored); bc_ptt = tiered(price, [1%, 2%, 3%, 5%])
Frequently Asked Questions
What is land transfer tax?
Land transfer tax is a provincial tax on the purchase price of property, calculated on a tiered schedule.
Does Toronto charge a second land transfer tax?
Yes. Toronto levies a municipal land transfer tax in addition to the Ontario provincial tax.
What is Section 45(2)?
It is an election that defers the deemed disposition when a principal residence is converted to a rental property.
How does the GST/HST rebate work?
New housing may qualify for a partial rebate of GST/HST, subject to price thresholds and occupancy rules.