Texas Seller Net Sheet Calculator
Estimate Texas seller net proceeds after commission, title policy, prorated property tax and mortgage payoff. Texas levies no state transfer tax.
- Texas Commission
- 5.5%
- Typical resale
- State Transfer Tax
- 0%
- None in Texas
- Title Policy
- $2k–$4k
- Owner's policy
Formula & Statutory Rule
Formula
net_proceeds = sale_price − commission − title − prorated_tax − payoff
Statutory Rule
texas_transfer_tax = 0 (prohibited by state constitution)Regional Benchmark Reference
| Jurisdiction / Tier | Rate or Limit | Statutory Note |
|---|---|---|
| Commission | 5.5% | Typical |
| Transfer tax | 0% | Prohibited |
| Title policy | $2k–$4k | Owner's |
Frequently Asked Questions
Does Texas charge a transfer tax?
No. Texas prohibits a state or local real estate transfer tax, so only commission, title and prorated tax apply.
How is prorated property tax handled?
The seller credits the buyer for the portion of the year they owned the property, based on the annual tax bill.
What is an owner's title policy?
It is insurance protecting the buyer against title defects, usually paid by the seller in Texas.
Are HOA transfer fees included?
Yes. HOA transfer and resale certificate fees are typically deducted from the seller's proceeds.