NSW Stamp Duty & Transfer Calculator
Calculate New South Wales transfer duty across the state tiers, including the 8% foreign buyer surcharge and the premium property rate.
- NSW Top Rate
- 5.5%
- Above $1.212m
- Foreign Surcharge
- 8%
- Additional
- Premium Rate
- 7%
- Above $3.505m
Formula & Statutory Rule
Formula
duty = tiered(price, nsw_brackets)
Statutory Rule
nsw_top = 5.5% above $1.212m; foreign_surcharge = 8%; premium = 7% above $3.505mRegional Benchmark Reference
| Jurisdiction / Tier | Rate or Limit | Statutory Note |
|---|---|---|
| Up to $17k | 1.25% | First |
| $364k–$1.212m | 4.5% | Mid |
| Above $1.212m | 5.5% | Top |
Frequently Asked Questions
How is NSW stamp duty calculated?
NSW applies a tiered rate from 1.25% up to 5.5% on the portion above $1.212 million.
What is the foreign buyer surcharge?
Foreign buyers pay an additional 8% surcharge on the dutiable value in NSW.
Is there a first-home buyer concession?
Yes. Eligible first-home buyers may pay reduced or no duty below the threshold.
When is duty payable?
Duty is payable within three months of the contract date, or at settlement if earlier.